Credit Analyst Job 2019. Meru County

February 19, 2019

Reporting to the Risk Manager, the Credit Analyst will be responsible for ensuring compliance to all internal and regulatory credit/other portfolio related policies;

Responsibilities

Monitoring and analysing the various customer segments with an intent of advising the business on areas of improvement;
Preparing credit reports, managing risk and ensuring compliance with Corporation credit policy and procedures;
Ensuring critical risk monitoring of loan portfolio and highlighting specific action points;
Reviewing and making recommendations relating to all new facilities;
Undertaking credit appraisals in order to ensure a quality loan book as well as making recommendations to the Management on each credit proposal in accordance with the Corporation’s Credit Policy;
Ensuring proper reporting, documentation and review to determine that lending to the respective segments is within acceptable risk;
Conducting risk profiles of various business sectors to act as guidance in assessments of related credit applications;
Analyzing the loan book in terms of credit risk exposures to the Corporation;
Review loan security margins as per the existing market trends and advice the management on any necessary reviews;
Ensuring proper reporting, documentation and review to determine that lending to the respective segments is within acceptable risk;
Management of credit risks through analysis and recommend approvals for facilities within the Institutions tolerable risk levels;
Ensure that all appraisal decisions meet the agreed SLA (service level agreements);
Reviewing and making recommendations relating to all new loan facilities;
Any other duties as assigned by the immediate supervisor.
Qualifications

The ideal candidate must possess the following qualifications and competencies:-

Bachelor’s degree in Finance or Accounting or related field from a recognized university;
CPA K/ACCA/ CCP will be an added advantage;
At least four (4) years’ experience in credit function in a financial institution, two (2) of which should be in a similar position;
Meets the requirements of Chapter Six of the Kenyan Constitution.
How to Apply

If you fulfill the above requirements, please send your application to the undersigned including a cover letter, CV, ID, testimonials, a day time telephone number, email address and three referees not later than 27th February 2019. Hand delivered applications can be dropped at the Corporations Head Office Reception, Ntara Place 1st floor upon signing a delivery at that office.

MANAGING DIRECTOR,
MERU COUNTY MICROFINANCE CORPORATION,
P.O BOX 2564-60200,
MERU.

Meru County Microfinance Corporation is an equal opportunity employer. Only short listed candidates will be contacted.

NOTE: For all positions, the applicant must indicate the current and expected salaries in the application.

Applicants should seek clearance from:-

Credit Reference Bureau
Kenya Revenue Authority
Higher Education Loans Board
Criminal Investigation Department
Commission for Higher Education; for those with certificates from Private and foreign Universities

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